Our Team

Paul Rowe – Independent Financial Adviser, DipFA

With over 25 years of experience in Financial Services, I specialise in pensions and retirement planning, helping clients create bespoke financial strategies aligned with their unique goals and aspirations. As an Independent Financial Adviser, I take pride in offering tailored advice without the constraints of product bias, ensuring my clients receive the solutions that best suit their needs.

I work closely with business owners, individuals approaching retirement, and those looking to consolidate existing pension arrangements.

My approach is centred on building long-term relationships and providing clear, jargon-free guidance to help my clients feel confident and in control of their financial future.

I’m passionate about helping people live the retirement they deserve — one that reflects their lifestyle, values, and ambitions.

I qualified as a financial adviser in 1998 and for over 25 years have been helping individuals, families and business owners manage their finances and plan for their financial future more effectively.

I pride myself on providing the highest level of service and client care throughout our journey together.

I specialise in a broad range of investments, consolidating pensions to minimise charges and assist business owners in protecting their assets and their employees in a tax-efficient manner.

By thoroughly understanding my clients' situations and goals, I create customised plans based on detailed whole of market research. My advice includes tax-efficient investment options such as pensions, both for individuals and businesses, ISAs, Bonds, pooled investments, cash savings, Inheritance Tax planning and personal and business protection.

Using tailored cashflow modelling, I support clients in planning for retirement and executing tax-efficient business exits. Regular annual reviews ensure that our strategies evolve with changing circumstances and regulatory updates.

David Hancock - Independent Financial Adviser, DipFA, CeMAP

Joanne Rowe – Mortgage and Protection Adviser, CeMAP

With over 30 years' experience in mortgages and financial services, as a CeMAP-qualified Mortgage and Protection Adviser, I specialise in connecting you with the right lending solutions and tailoring comprehensive protection plans to safeguard your financial future.

I don't believe in a one-size-fits-all approach. I take the time to truly understand your unique financial situation, long-term goals, and personal circumstances. By looking at the bigger picture, I find the right mortgage framework for your needs while ensuring you have a solid safety net in place. From protecting your income to insuring your home, I am here to make sure your hard-earned assets stay safe.

Whether you are a first-time buyer stepping onto the property ladder, or a homeowner looking to move home or remortgage, I can help you navigate through the process.

I am a friendly, reliable, and customer-focused professional with experience working in customer service for just over 6 years.

I enjoy helping customers, understanding their needs, and providing a positive experience through clear communication and a professional approach. I am confident in handling enquiries, resolving issues, working under pressure, and building positive relationships with customers and colleagues. I am a hardworking and adaptable team player who is always willing to learn and take on new challenges.

Evie Rowe – Administrator